Dave Ramsey Quotes

June 25, 2021June 26, 2021 Undefeated Motivation

“We buy things we don’t need with money we don’t have to impress people we don’t like.” -Dave Ramsey

“We buy things we don’t need with money we don’t have to impress people we don’t like.” -Dave Ramsey

“If you will live like no one else, later you can live like no one else.” -Dave Ramsey

“If you will live like no one else, later you can live like no one else.” -Dave Ramsey

“You must gain control over your money or the lack of it will forever control you.” -Dave Ramsey

“You must gain control over your money or the lack of it will forever control you.” -Dave Ramsey

“Fear is the enemy of hope.” -Dave Ramsey

“Fear is the enemy of hope.” -Dave Ramsey

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.” -Dave Ramsey

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.” -Dave Ramsey

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” -Dave Ramsey

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” -Dave Ramsey

“That stupid saying ‘What you don’t know can’t hurt you’ is ridiculous. What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.” -Dave Ramsey

“That stupid saying ‘What you don’t know can’t hurt you’ is ridiculous. What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.” -Dave Ramsey

“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!” -Dave Ramsey

“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!” -Dave Ramsey

“The enemy of ‘the best’ is not ‘the worst.’ The enemy of ‘the best’ is ‘just fine.'” -Dave Ramsey

“The enemy of ‘the best’ is not ‘the worst.’ The enemy of ‘the best’ is ‘just fine.’” -Dave Ramsey

“A budget is people telling their money where to go instead of wondering where it went.” -Dave Ramsey

“A budget is people telling their money where to go instead of wondering where it went.” -Dave Ramsey

“There’s a whole generation growing up thinking…the government exists to care for them.” -Dave Ramsey

“There’s a whole generation growing up thinking…the government exists to care for them.” -Dave Ramsey

“Savings without a mission is garbage. Your money needs to work for you, not lie around you.” -Dave Ramsey

“Savings without a mission is garbage. Your money needs to work for you, not lie around you.” -Dave Ramsey

“Live like no else today, so you can live like no else tomorrow.” -Dave Ramsey

“Live like no else today, so you can live like no else tomorrow.” -Dave Ramsey

“Those who don’t manage their money will always work for those who do.” -Dave Ramsey

“Those who don’t manage their money will always work for those who do.” -Dave Ramsey

“Ideas are a dime a dozen. People who execute them are not.” -Dave Ramsey

“Ideas are a dime a dozen. People who execute them are not.” -Dave Ramsey

“It’s never too late to turn things around. You are the only obstacle.” -Dave Ramsey

“It’s never too late to turn things around. You are the only obstacle.” -Dave Ramsey

“You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy.” -Dave Ramsey

“You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy.” -Dave Ramsey

“I’m not against people having new cars. I’m against them having you. We spend a tremendous amount impressing somebody at the stoplight who we’ll never meet. It makes you broke and keeps you broke” -Dave Ramsey

“I’m not against people having new cars. I’m against them having you. We spend a tremendous amount impressing somebody at the stoplight who we’ll never meet. It makes you broke and keeps you broke” -Dave Ramsey

“You’ve got to tell your money what to do or it will leave.” -Dave Ramsey

“You’ve got to tell your money what to do or it will leave.” -Dave Ramsey

“You must plan your work and then work your plan.” -Dave Ramsey

“You must plan your work and then work your plan.” -Dave Ramsey

“The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.” -Dave Ramsey

“The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.” -Dave Ramsey

“Broke is normal. Why be normal?” -Dave Ramsey

“Broke is normal. Why be normal?” -Dave Ramsey

“After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.” -Dave Ramsey

“After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.” -Dave Ramsey

“Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.” -Dave Ramsey

“Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.” -Dave Ramsey

“Being able to delay pleasure for a greater result is a sign of maturity.” -Dave Ramsey

“Being able to delay pleasure for a greater result is a sign of maturity.” -Dave Ramsey

“Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.” -Dave Ramsey

“Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.” -Dave Ramsey

“Live differently from everyone else in the present so you can live differently from everyone else in the future.” -Dave Ramsey

“Live differently from everyone else in the present so you can live differently from everyone else in the future.” -Dave Ramsey

“In a heart filled with gratitude, there is no room for discontentment.” -Dave Ramsey

“In a heart filled with gratitude, there is no room for discontentment.” -Dave Ramsey

“Kids develop their identity by getting clues from you about what you think about them, feel about them, and hope for them. They become who you think they are.” -Dave Ramsey

“Kids develop their identity by getting clues from you about what you think about them, feel about them, and hope for them. They become who you think they are.” -Dave Ramsey

“Conflict becomes the price we pay for a deeper level of intimacy.” -Dave Ramsey

“Conflict becomes the price we pay for a deeper level of intimacy.” -Dave Ramsey

“If you don’t decide what your priorities are in life, everyone else will decide for you.” -Dave Ramsey

“If you don’t decide what your priorities are in life, everyone else will decide for you.” -Dave Ramsey

“We change our behavior when the pain of staying the same becomes greater than the pain of changing.” -Dave Ramsey

“We change our behavior when the pain of staying the same becomes greater than the pain of changing.” -Dave Ramsey

“Your decisions from today forward will affect not only your life, but also your entire legacy.” -Dave Ramsey

“Your decisions from today forward will affect not only your life, but also your entire legacy.” -Dave Ramsey

“If you are going to have a real dream, you need a real plan.” -Dave Ramsey

“If you are going to have a real dream, you need a real plan.” -Dave Ramsey

“The caliber of your future will be determined by the choices you make today.” -Dave Ramsey

“The caliber of your future will be determined by the choices you make today.” -Dave Ramsey

“Being intentioned for ministry is nothing without being positioned for ministry.” -Dave Ramsey

“Being intentioned for ministry is nothing without being positioned for ministry.” -Dave Ramsey

“When you change the way you think and believe, then you change the way you act.” -Dave Ramsey

“When you change the way you think and believe, then you change the way you act.” -Dave Ramsey

“Pray like it all depends on God, but work like it all depends on you.” -Dave Ramsey

“Pray like it all depends on God, but work like it all depends on you.” -Dave Ramsey

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.” -Dave Ramsey

“Winning at money is 80 percent behavior and 20 percent head knowledge.” -Dave Ramsey

“Winning at money is 80 percent behavior and 20 percent head knowledge.” -Dave Ramsey

“Your greatest asset is your paycheck.” -Dave Ramsey

“Your greatest asset is your paycheck.” -Dave Ramsey

“Someone who never has fun with money misses the point.” -Dave Ramsey

“Someone who never has fun with money misses the point.” -Dave Ramsey

“I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.” -Dave Ramsey

“I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.” -Dave Ramsey

“People will not buy from you if they don’t trust you, your product, and your company.” -Dave Ramsey

“People will not buy from you if they don’t trust you, your product, and your company.” -Dave Ramsey

“If you wouldn’t want your mother to buy the item or the service then don’t sell it.” -Dave Ramsey

“If you wouldn’t want your mother to buy the item or the service then don’t sell it.” -Dave Ramsey

“Debt is not a tool; it is a method to make banks wealthy, not you. The borrower truly is slave to the lender.” -Dave Ramsey

“Debt is not a tool; it is a method to make banks wealthy, not you. The borrower truly is slave to the lender.” -Dave Ramsey

“Fun can be bought with money, but happiness cannot.” -Dave Ramsey

“Fun can be bought with money, but happiness cannot.” -Dave Ramsey

“If you will do the things others won’t do then some day you will have the life others won’t have.” -Dave Ramsey

“If you will do the things others won’t do then some day you will have the life others won’t have.” -Dave Ramsey

“We are being taught by everything around us to have dessert before dinner. Now we are paying for our lack of knowledge and discipline.” -Dave Ramsey

“We are being taught by everything around us to have dessert before dinner. Now we are paying for our lack of knowledge and discipline.” -Dave Ramsey

“If you’re married, agree on the budget with your spouse. This one sentence requires a stand-alone book to describe how, but the bottom line is this: if you aren’t working together, it is almost impossible to win. Once the budget is agreed on and is in writing, pinky-swear and spit-shake that you will never do anything with money that is not on that paper. The paper is the boss of the money, and you are the boss of what goes on the paper, but you have to stick to the budget, or it’s just an elaborate theory.” -Dave Ramsey

“If you’re married, agree on the budget with your spouse. This one sentence requires a stand-alone book to describe how, but the bottom line is this: if you aren’t working together, it is almost impossible to win. Once the budget is agreed on and is in writing, pinky-swear and spit-shake that you will never do anything with money that is not on that paper. The paper is the boss of the money, and you are the boss of what goes on the paper, but you have to stick to the budget, or it’s just an elaborate theory.” -Dave Ramsey

Load More

Explore More Quotes

“I’m not strong-willed, actually. I’m a complete pushover. I love to be told what to do.” -Helen Mirren

"In childhood be modest, in youth temperate, in adulthood just, and in old age prudent." -Socrates -Undefeated Motivation

“In childhood be modest, in youth temperate, in adulthood just, and in old age prudent.” -Socrates

"Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like." -Will Smith -Undefeated Motivation

“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.” -Will Smith

"Changing people's behavior first, which in turn changes their self-perception of the kind of person that they are based on the kinds of things that they do." -Mel Robbins -Undefeated Motivation

“Changing people’s behavior first, which in turn changes their self-perception of the kind of person that they are based on the kinds of things that they do.” -Mel Robbins

"There's no substitute for hard work and getting out there and busting your butt at whatever it is. Nothing comes easy. You can overcome so much just through hard, focused work." -Dwayne Johnson -Undefeated Motivation

“There’s no substitute for hard work and getting out there and busting your butt at whatever it is. Nothing comes easy. You can overcome so much just through hard, focused work.” -Dwayne Johnson

"Do not wait: the time will never be 'just right'. Start where you stand, and work whatever tools you may have at your command and better tools will be found as you go along." -Napoleon Hill -Undefeated Motivation

“Do not wait: the time will never be ‘just right’. Start where you stand, and work whatever tools you may have at your command and better tools will be found as you go along.” -Napoleon Hill