Living on a budget can be tough, but it’s not impossible. In this blog post, we will share 20 clever ways to save money with tips and tricks that anyone can use! From making your own laundry detergent to canceling unused subscriptions, we have you covered. So whether you are looking for ways to save a little bit of money each month or want to get started on creating a more sustainable financial future, read on for our top tips!
Here is a quick list of the 20 clever ways to save:
– Make your own laundry detergent
– Cancel unused subscriptions
– Invest in a quality coffee maker
– Meal prep for the week ahead
– Cut back on eating out
– Use cash instead of credit
– Shop at thrift stores and yard sales
– DIY household cleaners and personal care products
– Get rid of cable and streaming services
– Use a budgeting app
– Automate your savings
– Get a rewards credit card
– Invest in a good vacuum sealer
– Give up smoking
– Consolidate your debt
– Buy in bulk
– Use coupons and promo codes
– Take advantage of free resources.
– Shop around for better rates
– Pay off your debt
Now let’s go into more detail about them:
1. Making your own laundry detergent:
This can be a great way to save money, as well as get rid of all of the chemicals that are in store-bought detergents. There are many recipes online for homemade laundry detergent, so find one that works for you and give it a try!
2. Canceling unused subscriptions:
We all have those subscriptions that we never use but keep paying for each month. Whether it’s that gym membership you never go to or that streaming service you never watch, get rid of it and save yourself some money!
3. Invest in a quality coffee maker:
This may seem like an unnecessary expense, but if you are someone who loves their daily cup of coffee, investing in a quality coffee maker can save you money in the long run. Not to mention, it will make your coffee taste better!
4. Meal prep for the week ahead:
This is a great way to save both money and time. By cooking all of your meals for the week ahead of time, you won’t be tempted to eat out as often or spend money on convenience foods.
5. Cut back on eating out:
This is one of the easiest ways to save money. If you are someone who eats out often, try cutting back to once or twice a week and see how much money you save!
6. Use cash instead of credit (clever ways to save money):
This is a great way to stay within your budget and avoid overspending. When you use cash, you are more aware of how much money you are spending and it is easier to stick to your budget.
7. Shop at thrift stores and yard sales:
You can find some great deals on clothing, household items, and more by shopping at thrift stores and yard sales! It’s a great way to save money and get some unique items.
8. DIY household cleaners and personal care products:
There are many recipes online for DIY household cleaners and personal care products. This can be a great way to save money and avoid all of the chemicals that are in store-bought products.
9. Get rid of cable and streaming services:
If you are someone who never watches TV or only uses streaming services, getting rid of cable can be a great way to save money. You can always add it back later if you find that you miss it!
10. Use a budgeting app (clever ways to save money):
This is a great way to stay on top of your finances and make sure you are sticking to your budget. There are many budgeting apps available, so find one that works for you and give it a try!
11. Automate your savings:
This is a great way to make sure you are saving money each month without even thinking about it. You can set up an automatic transfer from your checking account to your savings account each month, so you will never have to worry about forgetting to save!
12. Get a rewards credit card:
If you are someone who pays off their credit card balance each month, a rewards credit card can be a great way to earn points or cash back on your purchases. Just make sure you stay within your budget so you don’t end up spending more than you can afford!
13. Invest in a good vacuum sealer:
This is a great way to save money on food. You can buy in bulk and then vacuum seal your food, so it will last longer and you won’t have to worry about it going bad.
14. Give up smoking:
This is not only a great way to save money, but it is also a great way to improve your health! If you are a smoker, quitting is one of the best things you can do for your health and your wallet.
15. Consolidate your debt (clever ways to save money):
If you have multiple debts, consolidating them into one loan can save you money on interest and make it easier to pay off your debt.
16. Buy in bulk:
This is a great way to save money on groceries and other household items. Buying in bulk can help you get discounts and avoid having to make multiple trips to the store.
17. Use coupons and promo codes:
This is a great way to save money on your purchases. You can find coupons and promo codes online or in newspapers and use them to get discounts at your favorite stores.
18. Take advantage of free resources (clever ways to save money):
There are many free resources available online and in your community. Taking advantage of these resources can help you save money on things like entertainment, education, and more.
19. Shop around for better rates (clever ways to save money):
This is a great way to save money on insurance, loans, and other bills. You can shop around for better rates and switch to a new company if you find one that offers a better deal.
20. Pay off your debt:
This is a great way to save money in the long run. By paying off your debt, you will avoid having to pay interest on your loans and credit cards.
There are many clever ways to save money, so try out a few of these tips and tricks and see how much you can save! Just remember to be mindful of your spending and stick to your budget, so you don’t end up spending more than you can afford.